Trading 212 Review 2025

As a starting point, be cautious of firms that charge a start-up fee for instant TRX exchanges for fiat currency. Other dubious behaviours to avoid are altcoin investment schemes that promise to double the value of invested assets overnight, as such ambitious returns rarely feasible in practice. Trading shares can be a good way to produce higher returns than cash-based investments. However, your investment can go down as well as up, and you may not get your money back. Some investing platforms provide telephone helplines, while others rely on in-app chat functions. You do not have to pay income or capital gains tax on shares held in ISAs, SIPPs or JISAs.

Can you open accounts with Trading 212 and eToro?

The inability to link accounts and trade cryptocurrency has disappointed some potential users who were interested in trading digital assets. This limitation may deter certain investors who seek a broader range of trading options. 83% of retail investor accounts lose money when trading CFDs with this provider. Trading 212 does not charge commission or custody (platform) fees. You will need to pay currency conversion (FX) fees if you buy or sell assets that are traded in a currency different from your own.

The main features of the Trading 212 platform

While Trading 212 excels in commission-free offerings, it applies elevated fees for currency conversions. This is noteworthy for traders engaging in international trading, where the impact of currency conversion fees on profitability should be considered. Individuals can trade Forex, stocks, commodities, and indices with CFDs. Despite being a “no-commission” brokerage, Trading 212 earns through alternative revenue streams, mostly by cross-selling CFDs. As per 212’s information page, Trading 212 only makes money from the CFD side of their business by employing wider spreads on a chosen group of large-cap stocks.

eToro vs Trading 212 – services

• If you hold leveraged positions (CFDs) overnight or during the weekend, you may incur overnight or weekend fees.
• After thorough analysis and hands-on testing, Trading 212 earns a commendable rating of 4.5 out of 5 stars.
• You can then set your desired allocation and invest whenever you want.
• With CFDs and Forex being higher risk strategies, the fact that you can open an invest account as well as take advantage of the ISA option, and pay no fees, makes Trading 212 highly attractive.

Plus, there’s a comprehensive demo account with which newbies can test out the platform with $100,000 in virtual money. We call ISAs and SIPPs tax wrappers because they have pretty great tax advantages. With both of these retail investor quantum ai accounts, you can invest in whatever asset you’d like (or whatever your best online trading platform offers). But, you can’t use trade derivatives like CFDs – so they are better suited for your non-leveraged trades. The best leverage trading platforms in the UK include IG and Capital.com, both at 30x (increases your initial investment 50 times).

Trading 212 customer service

This family of crypto ETPs is domiciled in Germany and approved by BaFin. Bitwise exclusively partners with reputable entities from the traditional financial industry, ensuring that 100% of the assets are securely stored offline (cold storage) through regulated custodians. It also has the demo feature for CFD trading, but if you don’t have much exposure to CFDs, then this can be overwhelming and may put you off investing altogether. But if CFDs are what you’re after, it’s worth dipping your toes in with the practice mode to start understanding how it works. There are over 2,000 options for ETF investing, and you can also use investment trusts for an expertly managed investment approach.

Trading 212 vs eToro: how do the fees compare?

“A spot ETF like the recently-approved spot Bitcoin ETF primarily holds the actual cryptocurrency itself such as Bitcoin. It physically owns and stores Bitcoin, and the ETF’s value is directly tied to the real-time price of Bitcoin. For those feeling somewhat more cautious, you can gain exposure to cryptocurrencies by buying the shares of companies themselves involved or exposed to cryptocurrency mining. Nvidia (NVDA) is one example, but payment companies like Paypal (PYPL) and Block (SQ) would be others. The FCA is walking a bit of a tightrope here between keeping consumers safe and the government’s ambition to make the UK a global hub for cryptoasset technologies.

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EToro is versatile for both styles, while Plus500 is laser-focused on CFD trading, and InvestEngine excels in ETF investments. For DIY investors, the platform doesn’t charge platform fees, trading fees, or withdrawal fees. This makes it the most cost-effective platform when compared to eToro and Plus500. This makes it particularly useful for traders who rely on technical analysis.

As they don’t provide phone support, urgent queries usually need to be made via live chat and online ticketing systems. This could be beneficial as it allows you to make trades as soon as news and events outside of regular market hours have happened. The trading ticket is clear and easy to understand but there’s still a good selection of order types to aid risk management. Trading 212’s big marketing push right now is around its 5.00% interest rate on uninvested cash. It’s certainly worth shouting about as it’s the highest I’ve found (unless you have more than $250k with eToro). You’ll only pay it on results, however, and there is that option to hold cash and trade in more than one currency with T212.